This application form is a standard form used by our financial partners to determine your suitability for a finance agreement. The decision on whether you are approved for credit or not will be made by the Lender and not by us.
We would like to tell you how the information you provide will be used in connection with your application. Information means the information you have given us, which we pass on to our finance partners, or which they receive from their own enquiries and searches at the credit reference and fraud prevention agencies. This applies to all applicants, including directors and partners if the application is made by a limited company, partnership or an incorporated association.
Our finance partners will check your details with credit reference and fraud prevention agencies, and these agencies will record the check. They will provide the agencies with your current and previous names, address and dates of birth of all parties, so if you are providing information about others, on a joint application, you must be sure that you have their agreement. The agencies will provide them with public information about you and any third party financially linked to you. Information such as county court judgements (CCJ’s) and bankruptcies, electoral register and fraud prevention information on you and your financial associates, current and previous names, addresses and dates of birth. If false or inaccurate information is provided and fraud is identified, details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information.
You should not commit to a finance agreement unless you are confident that you can afford the payments for the whole of the term of the agreement. After completing the appropriate application form, please ensure that you read and agree to the Customer Declaration and Data Protection Act notice before submitting the application. It is important that you complete all questions to enable us to process your application quickly.